PURWITA, Eka Yuli; INNAYAH, Maulida Nurul; PURWIDIANTI, Wida; WIDYANINGTYAS, Dian. DETERMINASI KINERJA UMKM: ANALISIS PERAN INKLUSI KEUANGAN, LITERASI KEUANGAN DIGITAL, PENGELOLAAN KEUANGAN, DAN LOCUS OF CONTROL. Jurnal Maneksi (Management Ekonomi Dan Akuntansi), [S. l.], v. 15, n. 1, p. 479–493, 2026. DOI: 10.31959/jm.v15i1.3732. Disponível em: https://ejournal-polnam.ac.id/index.php/JurnalManeksi/article/view/3732. Acesso em: 3 nov. 2026.