PENGARUH FINANCIAL LITERACY, PARENT INCOME, HEDONISME TERHADAP MANAJEMEN KEUANGAN MAHASISWA PADA MASA PANDEMI COVID-19
DOI:
https://doi.org/10.31959/jm.v10i2.853Keywords:
financial literacy, parent income, hedonisme, manajemen keuanganAbstract
The COVID-19 pandemic triggered significant changes to the economic sector which affects the personal economy. This impact affects the behavior of financial management. One of the groups that affected are students who run into a shift in needs. The study aims to examine the effect of financial literacy, parent income, and hedonism on student financial management during the COVID-19 pandemic. The dependent variable in this study is financial management behavior, while the independent variables are financial literacy, parent income, and hedonism. The population and sample in this study were students of the S1 Accounting study program, Faculty of Economics, Tidar University class 2018. The research methodology used in this study was a quantitative approach, and data analysis used multiple linear regression through the SPSS program. The results showed that the financial literacy and hedonism variables had a positive and significant effect on student financial management behavior during the COVID-19 pandemic, while the variable that had no effect on student financial management behavior during the COVID-19 pandemic was parent income.
References
Andini, A., Hendi, A. J., Ruku, K. S., Purba, T. A., & Wijayanti, S. H. (2021). Pengaruh pandemi covid-19 terhadap pengeluaran bulanan mahasiswa di jakarta. Kinerja, 18 (2), 314-321.
Badan Pusat Statistik (BPS). (2019). Survei Kegiatan Masyarakat selama pandemi covid-19. https://www.bps.go.id
Dewi, N. L., Gama, A. W., & Yeni, N. P. (2021). Pengaruh Literasi Keuangan, Gaya Hidup Hedonisme, Dan Pendapatan Terhadap Pengelolaan Keuangan Mahasiswa UNMAS. Jurnal EMAS, 2 (3), 74-86.
Duncan, G. J., Kalil, A., & Ziol-Guest, K. M. (2018). Parental Income and Children’s Life Course: Lessons from the Panel Study of Income Dynamics. The ANNALS of the American Academy of Political and Social Science, 680(1), 82–96.
Fadli, M. A., Nurmatias, & Sugianto. (2020). literasi keuangan dan perilaku keuangan UMKM. Jurnal Riset Ekonomi, 1, 1393–1411.
Farah, B., & Nasution, R. D. (2020). Analisis Perubahan Orientasi Pola Hidup Mahasiswa Pasca Berakhirnya Masa Pandemi Covid-19. Jurnal Noken: Ilmu-Ilmu Sosial,, 5(2), 23.
Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora, 4(2), 23-35.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Financial Attitude,Financial Knowledge, Parental Income Terhadap Financial Management Behaviorpengaruh Financial Attitude,Financial Knowledge, Parental Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori dan Terapan, 9 (3).
Kementerian Ketenagakerjaan Republik Indonesia (Kemnaker). (2020). beritaekonomi bisnis/d-4982393/duh-nyaris-2-juta-pekerja-dirumahkan-dan-kena-phk-gegara-corona. https://finance.detik.com
Nirmala, Miftah, M., & Murtatik, S. (2020). Analisis Gaya Hidup dan Literasi Keuangan Terhadap Perilaku Mahasiswa dalam Cashless Society. Jurnal Riset Ekonomi,, 78-96.
OJK. (2019). Siaran Pers Survei OJK 2019 Indeks Literasi dan Inklusi Keuangan Meningkat. Retrieved from https://www.ojk.go.id/id
Pulungan, D. R., Koto, M., & Syahfitri, L. (2018). Pengaruh Gaya Hidup Hedonis Dan Kecerdasan Emosional Terhadap Perilaku Keuangan Mahasiswa. Seminar Nasional Royal (SENAR) , 401 – 406.
PwC. (2020). Survei PwC: Pandemi Mengubah Perilaku Konsumen. PwC.
Rohmanto, F., & Susanti, A. (2021). Pengaruh Literasi Keuangan, Lifestyle Hedonis, Dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa. Jurnal Ekonomi, Bisnis dan Manajemen, 8 (1), 40-48.
Saraswati, A. M., & Nugroho, A. W. (202124 (2), 309-318). Perencanaan Keuangan dan Pengelolaan Keuangan Generasi Z di Masa Pandemi COVID-19 melalui Penguatan Literasi Keuangan . Jurnal Warta LPM.
Sholeh, B. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Keuangan Mahasiswa Program Studi Pendidikan Ekonomi Universitas Pamulang. PEKOBIS : Jurnal Pendidikan, Ekonomi dan Bisnis, 4 (2), 57-67.
Waty, N. Q., Triwahyuningtyas, N., & Warman, E. (2021). Analisis Perilaku Manajemen Keuangan Mahasiswa Dimasa Pandemi Covid-19. Konferensi Riset Nasional Ekonomi, Manajemen, dan Akuntansi, 2, 477- 495.
Yamali, F. R., & Putri, R. N. (2020). Dampak Covid-19 Terhadap Ekonomi Indonesia. Ekonomis: Journal of Economics and Business, 4(2), 384-388.
